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WORKSHOPS
More than anything, each of us wants the assurance that we will be able to provide lifetime quality care for our special needs child. We can manage today, but what about next year or in 20, 30 and 40 years? The emotional and financial aspects of this goal can be overwhelming. I want to help you answer these questions. As a Certified Financial Planner specializing in special needs planning, I have created a series of workshops to help you navigate the financial and legal maze of planning for long-term needs.
In our workshops we stress the need to create supplementary expense worksheets for special needs children. They will never be 100% independent, so we must ensure they have what they need for the rest of their lives, even after we are gone. We need to make certain that they are set financially, physically and emotionally.
LIST OF WORKSHOPS & DESCRIPTIONS
Navigating the Financial World of the Special Needs Family
(the complete overview of the special needs journey)
In this workshop we discuss the special needs financial planning timeline pointing out and explaining the key pressure points for the special needs child. We discuss how the special needs family inevitably must plan for multiple generations. When discussing the timeline we give definitions to the special needs language at the specific pressure points.
In addition, we discuss the special needs planning puzzle – traditional vs. special needs planning. Specifically, the differences for a special needs family in the areas of risk management, legal and estate issues, cash reserves, cash management & budgeting and wealth distribution.
The intention of this workshop is to try and bring simplicity and understanding to a very complex and overwhelming topic.
Preparing the Letter of Intent for your Special Needs Child
The format is designed to communicate information along with your desires and concerns for your special needs child to future caretakers. The family receives an M&L Special Needs Planning, LLC CD with all the questions to be filled out. We fill this out as best as we can during the workshop. If the families would like to meet individually we do this at our consulting rate.
Annual reviews are extremely important with regards to the Letter of Intent.
Cost $65.00 per CD for each family.
Early Intervention
We discuss the options for the new family and discuss the special needs financial planning timeline and the eventual pressure points for the family. We give list of resources to the family for related services and where to look for them. In addition we give a list of important sites that potentially can be of help for the family.
We also discuss the rights of the family and what they are entitled to until the special needs child turns 21/22.
The Roadmap for Transitioning Planning & a Discussion of Post Secondary Options
The workshop is an overview so families can understand what transitioning planning is, what the terms mean and examples of post secondary options. If a family needs further help in any of these areas we will meet with the families individually. We go into detail defining the following terms: Supplemental Security Income (SSI), Medicaid, Guardianship and Post Secondary Options – basically all the relevant terminology for this time period.
Understanding SSI/Medicaid & SSDI/Medicare
This workshop explains what the government benefits and programs are, their importance, when to apply, how to qualify and how much money the special needs person will receive.
Overview of Residential Options & How to Plan Financially
This workshop describes some residential options and how to plan as best as a family can financially. Resources will be available.
Estate Planning for the Special Needs Families with a Special Needs Attorney
This workshop reviews the basics of the Comprehensive Financial Life Planning concepts and the importance of the team/person centered approach. The special needs attorney discusses the importance of getting the estate issues together for the special needs family. We discuss the terminology of estate planning (wills, trusts, powers of attorneys, living wills, HIPPA, etc) in addition to discussing the specifics of special needs estate planning (guardianship, special needs trusts, government benefits, funding options etc)
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