We hope you find our website a resource to help with navigating the world of the special needs family. M&L Special Needs Planning  is dedicated to creating simplicity with the complex journey of special needs. Learn more about our Services.

M&L Special Needs Planning’s mission is to educate families in an emphatic, methodical, non-threatening way. We do this by providing workshops and creating financial security with comprehensive special needs life plans and government benefit planning for the individual with special needs, siblings and parents in a fee based structure.

It is our vision at M&L Special Needs Planning to become a household name, the known resource and go-to company for special needs life plans, government benefit planning and seminar presentations. We are striving to be the recognized brand in the special needs community, and the special needs company to be recommended by families, attorneys, investment advisors and other professionals.

We invite you to explore our Workshop Series where you will find a myriad of information, from Navigating the Financial World of the Special Needs Family to Understanding SSI/Medicaid & SSDI/Medicare and much more.

M&L Special Needs Planning also works with other financial services professionals to cover the needs of special needs families. All financial professionals have a fiduciary responsibility to their clients to understand the ramifications of special needs. We share technical advice educating the professionals on basics of special needs planning and what should and should not be done.

Please contact us to learn more about how we can partner together.

Nearly 54 Million Americans cope with special needsand the rising associated expenses, according to the National Organization on Disability (2007). 69% of families say they are very concerned about being able to provide lifetime care for their dependents with special needs. MetLife’s Survey Torn Blanket 2005 study & updated in 2011.78% do not have any form of Comprehensive Special Needs Financial Life Plan. Autism Statistics. People with a financial plan are more optimistic about their financial future than those without a plan. 88% of the people who have a financial plan believe the benefits outweigh the costs. In 2008 it is 95%. Statistics from Trends in Consumer Behavior.More Statistics

“Thank you for conducting the very informative and timely workshops this year. I have recommended them to others and will continue to do so. My biggest take-away was “what you don’t know can hurt you.”…read more “It goes without saying, my words cannot express the heartfelt thanks we have in our appreciation for your funding of the Financial Assessment Planning Program for TLC that allowed our family a complete financial review and strategy planning from Maedi Tanham Carney, CFP founder of M&L Special Needs Planning…read more